Frost Campus Student Health Plan

At Fleming College, the health and safety of our students is our main priority. All students enrolled in full-time programs are automatically enlisted in the Standard Health and Dental Plan (recommended for the Fish and Wildlife Program). Coverage for the Standard Plan includes:

• Dental

• Prescription Drugs

• Life

• Accident Death & Dismemberment

• Travel Insurance

• Vaccines

• Student Assistance Program

Students can also switch to Enhanced Drug and Vision, or Enhanced Dental & Vision, at no extra cost. To access you health plan or make a claim, please visit www.wespeakstudent.com. 

For more information about what you’re provided, visit www.wespeakstudent.com

Using Your Health Plan

You can use your Student ID or ClaimSecure ID card at any participating provider (Pharmacist or Dentist) across Ontario. You will need to provide the following information to the Pharmacist or Dentist to complete your claim:

• Group number: 515647                                                                                                       

• Certificate number: 0- - - - - - - - F (Your student ID with a 0 at the beginning and an F at the end)

• Provider: ClaimSecure                                                                                                

Already Have Coverage?

If you already have health and dental coverage, you can co-ordinate both plans to increase your coverage or you can cancel your Student Health Plan to receive a full refund.

Cancellation deadlines:

If you are not interested in the Student Health Plan, you must cancel your plan before the following dates:

• Fall Enrollment – Sept 22, 2023

• Winter Enrollment – Jan 26, 2024

• Spring Enrollment - May 31, 2024

Family Add-on

Students are able to purchase additional coverage for their spouse and/or dependent(s) that require health and dental coverage. Your family will be enrolled in the same Student Health Plan you choose for yourself.

You can also visit www.wespeakstudent.com

Health Plan FAQs

What is my coverage period?

Program start date through August 31st, 2023

How do I choose an enhanced plan?

Go to WeSpeakStudent.com prior to the deadline date. Click on Choose Your Plan, select alternate plan, enter the required information and submit. Retain the receipt number for your records.

Can I add a family member onto my plan?

For an additional fee, spouse and/or dependents can be added to your plan.

Applications must be completed by the deadline date and can be completed online at WeSpeakStudent.com

What is the cost of the Student Health Plan?

Fall Program Start: $290
Winter Program Start: $203.50
Summer Program Start: $149.10

(included in tuition fees, paid once per academic year)

All students enrolled in a full-time program will be automatically covered on the Student Health Plan

 What if I am covered under alternate insurance (i.e. - my parents)?

You can coordinate your benefits for 100% coverage, but your claims must be submitted to your student health plan first. Then the outstanding balance can be claimed through your alternate insurance. Or you can opt out of the student plan.

 How do I opt out?

In order to opt out of the Student Health Plan, you must have another form of health coverage.

Go to WeSpeakStudent.com, click on Opt Out and follow the prompts. You will need the following information for proof of alternate insurance:

• Insurance company name

• Policy number

• Primary insured's name.

What are the 22/23 opt-out dates?

Fall opt-out: August 1st - September 23rd, 2022
Winter opt-out: December 26th, 2022 - January 28th, 2023
Summer opt-out: April 30th - June 3rd, 2023

What will my refund be?

Your refund for opting out will be the full amount you were charged, less $5.00 for ongoing Mental Health Support(s).

 What do my benefits cover?

Go to WeSpeakStudent.com, click on the Booklets and Forms box.

 How do I make a claim?

Go to WeSpeakStudent.com, click on eprofile for Online Claims Submission.  You will need the following information to register:

• Group ID 515647

• Provider - ClaimSecure

• Certificate #0_ _ _ _ _ _ _ _F (insert your 8 digit student ID)

• Copies of receipts to submit online

For More Information

Contact your Health Plan Coordinator, Sherry Moore-Polley at the Frost Student Association (up the stairs at the Auk's Lodge, 269D), or email at sherry.polley@flemingcollege.ca.