Domestic Student Health Plan

At Fleming College, the health and safety of students is a top priority. Full-time domestic students are automatically enrolled in the Student Health & Dental Plan, with the Standard Plan provided as the default coverage option.

The Standard Plan includes coverage for:

• Prescription drugs

• Preventative vaccines

• Dental care

• Extended health care, including eligible paramedical services

• Accidental Death & Dismemberment (AD&D) and other accident benefits

Students also have the option to choose an alternative Flex Plan that may better suit their individual health and dental needs. Students with eligible alternate coverage may be able to opt out of the plan during the applicable Change-of-Coverage period.

Coverage amounts, limits, and eligibility requirements apply. For full details about your coverage, available plan options, claims, and Change-of-Coverage information, visit the Fleming Student Health & Dental Plan website: https://fcsasac.alumo.ca/plan-overview.

International students have separate health insurance coverage through Fleming College, and should contact International Student Services for more information.

Using Your Health Plan

You can use your Student ID or ClaimSecure ID card at any participating provider (Pharmacist or Dentist) across Ontario. You will need to provide the following information to the Pharmacist or Dentist to complete your claim:

• Group number: 515647                                                                                                       

• Certificate number: 0- - - - - - - - F (Your student ID with a 0 at the beginning and an F at the end)

• Provider: ClaimSecure                                                                                                

Already Have Coverage?

If you already have health and dental coverage, you can co-ordinate both plans to increase your coverage or you can opt-out of your student health plan to receive a full refund.

Cancellation deadlines:

If you are not interested in the Student Health Plan, you must cancel your plan before the following dates:

• Fall opt-out: September 25, 2026

• Winter opt-out: January 29, 2027

• Spring opt-out: May 28, 2027

Family Add-on

Students are able to visit https://fcsasac.alumo.ca/manage-my-plan to add coverage for their spouse and/or dependent(s) that require health and dental benefits. Your family will be enrolled in the same Student Health Plan you choose for yourself.

Health Plan FAQs

What is my coverage period?

Program start date through August 31st.

How do I choose an enhanced plan?

Go to https://cocforms.alumo.ca/home/10-fleming-college prior to the deadline date. Click on Choose Your Plan and enter the required information and submit. Retain the receipt number for your records.

Can I add a family member onto my plan?

For an additional fee, spouse and/or dependents can be added to your plan.

Applications must be completed by the deadline date and can be completed online at https://fcsasac.alumo.ca/manage-my-plan.

What if I am covered under alternate insurance (i.e. - my parents)?

You can coordinate your benefits for 100% coverage, but your claims must be submitted to your student health plan first. Then the outstanding balance can be claimed through your alternate insurance. Or you can opt out of the student plan.

How do I opt out?

In order to opt-out of the Student Health Plan, you must have another form of health coverage.

Go to https://fcsasac.alumo.ca/, click on Family Opt-In and Coverage Opt-Out and follow the prompts. You will need the following information for proof of alternate insurance:

• Insurance company name

• Policy number

• Primary insured's name.

What are the 26/27 opt-out dates?

Fall opt-out: September 25, 2026

Winter opt-out: January 29, 2027

Spring opt-out: May 28, 2027

NO EXCEPTIONS can be made if the Change-of-Coverage & Opt-Out deadline is missed.

What will my refund be?

Your refund for opting out will be the full amount you were charged.

What do my benefits cover?

Go to https://fcsasac.alumo.ca/health-coverage for a full benefits summary.

How do I make a claim?

For a full explanation of how to make a claim, visit https://fcsasac.alumo.ca/how-to-claim and follow the steps.

For More Information

Contact your Health Plan Coordinator, Sherry Polley at the Frost Student Association (up the stairs at the Auk's Lodge, 269D), or email at sherry.polley@flemingcollege.ca.