Fleming College, Frost Campus Student Health Plan
The Frost Student Association administers the Student Health Plan.
Students enrolled in full-time programs are automatically enrolled in the Standard Health and Dental Plan*. Coverage includes Dental, Prescription Drugs, Life, Accident Death & Dismemberment and Travel Insurance. Enhanced Drug & Vision and Enhanced Dental & Vision are also available at no extra cost. You are able to change your plan to either of these prior to the Opt Out Deadline(s).
Note: Vaccines (rabies vaccination) for the Fish and Wildlife Programs are covered under the Standard Plan only.
Students are offered three different plans to best suit their needs throughout their time at Fleming College:
*Standard Plan (recommended for the Fish and Wildlife Program)
Enhanced Prescription/Vision Plan
Enhanced Dental/Vision Plan
Using your Health Plan
Student or ClaimSecure ID cards may be used at any participating provider (pharmacist or dentist) across Ontario and payment of eligible claims will be honoured. To complete a prescription drug or dental claim you will need to supply the following information to the pharmacist/dentist:
Group # 515647 Certificate # (seven digits) 00-------F
Provider: ClaimSecure (eight digits) 0--------F
Co-ordination of Benefits
If you have existing health and dental coverage (i.e. – covered under your parents plan), you can co-ordinate both plans to increase your coverage up to a total of 100% of the actual expense(s) incurred.
If you already have a health and dental coverage, you can Opt-Out of the Student Health Plan prior to the deadline to receive a full refund. All information is available online at www.wespeakstudent.com.
Once you have completed the online form, print it out for your records. You will be asked to provide this confirmation and/or your Student ID to your Health Plan Coordinator when you pick up your reimbursement cheque at the Frost Student Association (up the stairs at the Auk's Lodge, 269D).
Note, even if you opt out of the Student Health Plan, you are still able to access services within the College’s Health Service Department. This includes appointments with the Campus Nurse and Physician.
Opt Out Deadlines:
Fall Enrollment – Sept 21, 2018
Winter Enrollment – Jan 25, 2019
Spring Enrollment - May 24, 2019
Students are able to purchase coverage for their spouse and/or dependant(s) that require health and dental coverage. There are options for one or multiple dependants. All family add-on information is available online at www.wespeakstudent.com. Your family will be enrolled in the same Student Health Plan you choose for yourself.
It is strongly recommended that you create an online profile at www.wespeakstudent.com. Here you can submit and review claims and keep track of the maximum amount you have used.